Tradelines | Trade Lines | Easy Approval
Tradelines | Trade Lines | Easy Approval |
Frequently Asked Questions
Q: How many accounts can I purchase?A: One revolving and one installment account per individual.
Q: How does the revolving credit account work?
A: Once the initial setup fee and paperwork are received your account and benefits will be activated. At this time you will be able to purchase products online via a secure web form (if you wish).
Q: How does the installment credit account work?
A: Once the initial setup fee and paperwork are received your account will
be forwarded to our finance company and your benefits will be activated.
Q: How long does it take for the accounts to report to my credit reports?
A: Accounts take an average of 60 days to post to your credit
reports, which is comparable to the time it takes for any new account
to reflect on your credit file.
A: Your account(s) will be reported by one of the consumer finance companies we do business with. You will receive information on who has been assigned your account(s) within 7-10 business days of sign up.
Q: How many points will my credit scores increase once the account(s) are added?
A: This cannot be determined as there are so many factors that are
considered when the credit bureaus calculate their credit score. The
score increase will be comparable to if you added an unsecured credit
account or a installment account from a major financial institution.
Q: Why are our accounts so beneficial?
A: Having a sufficient number of open trade lines (4+ accounts) is
required to have high credit scores and qualify for most large loans.
Our accounts allow you to add available credit and develop a positive
payment history with the major credit bureaus.
Q: Do I need good credit to be approved?
A: No. We do not check your credit as part of our approval process. As
long as you are over 18 years of age and a US citizen with a valid
Social Security Number (SSN) you are approved (we do validate all Social
Security Numbers and if your SSN cannot be validated you are required to
provide us with a copy of their Social Security Card prior to reporting
your account to the credit bureaus).
Q: How do I use the revolving credit line?
A: Once your revolving line of credit is active (approx. 5-7 business
days from receipt of paperwork + setup fee) you will be emailed an
order form to use for future purchases. A 50% down payment is required on all future purchases made on your revolving credit account.
Q: How do I view the terms of your services?
A: The quickest way is to request more information on our programs
using the form below. After doing so you will receive an email
outlining the terms of our services.
Q: What is our cancellation policy?
A: Your contract must be canceled within 3 calendar days of submission to receive a refund.
A: You can either request more information via email using the form below or contact us @ 888.473.6922.
Q: How long do I have to pay on the account?
A:As long as you wish to keep it actively reporting. Once you close the
account it will report as "closed".
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