|Tradelines | Trade Lines | Easy Approval
|Limited Time Offer: The setup fees on our merchandise and membership accounts have been reduced to only $49. This is a limited offer, so now is the perfect time to get started!
Our membership accounts are credit accounts that have a fixed monthly payment for a specific term. Experts recommend that you have at least two installment credit accounts open at all times. Our membership accounts are a fast and easy way to add a trade line to your credit report.
Our accounts provide you with the unique opportunity to leverage not only the history you develop, but take advantage of benefits such as free/discounted legal services, identity theft protection, dining savings and a recreation program. The benefits of our membership accounts cannot be compared to other credit-building options, such as taking out a secured loan or CD.
| Credit Limit
|| Setup Fee
Members of the Dining Program are entitled to savings of up to 50% at dining establishments ranging from casual family eateries to fast food establishments and ice cream parlors. The Dining Program is the more affordable way to dine at favorite restaurants.
Members will save up to 50% at a wide variety of activities, including family amusement parks, bowling facilities, laser tag, white-water rafting, museums, arcades, sporting and cultural events, high adventure trips, and much more. With discounts valid throughout the year at destinations worldwide, the opportunities to save with the Recreation Program are limitless.Q: How many accounts can I purchase?
Q: How long does it take for the accounts to report to my credit reports?
A: Accounts take an average of 45 days to post to your credit reports, which is comparable to the time it takes for any new account to reflect on your credit file.
Q: How many points will my credit scores increase once the account(s) are added?
A: This cannot be determined as there are so many factors that are considered when the credit bureaus calculate their credit score. The score increase will be comparable to if you added an unsecured credit account or a installment account from a major financial institution.
Q: Why are our accounts so beneficial?
A: Having a sufficient number of open trade lines (4+ accounts) is required to have high credit scores and qualify for most large loans. Our accounts allow you to add available credit and develop a positive payment history with the major credit bureaus.
Q: Do I need good credit to be approved?
A: No. We do not check your credit as part of our approval process.
Q: How do I view the terms of your services?
A: The quickest way is to request more information on our programs using the form below. After doing so you will receive an email with more information regarding our services.
Q: What is our cancellation policy?
A: Your contract must be canceled within 3 calendar days of submission to receive a refund.